How to Play Baccarat
Two hands of cards are dealt to Player and Banker Hand respectively. All cards have a value of their face except for Ten, Jack, Queen and King have a value of ZERO while Ace has a value of ONE. Score on all cards will be added up. If score exceeds 9, only the last digit of the score will be used. Example: A score of 19 points will be considered as 9. A natural hand refers to the score of first two card is 8 or 9. When either Player or Banker Hand is a natural hand, game completes. Otherwise an optional third card will be dealt to each hand based on the Dealing Rule. The highest score hand wins the game. If both hands have the same score, a tie occurs.
The Play
• Players begin each game by placing their bets on either Player Hand, Banker Hand and/or Tie.
• Two cards are dealt to Player and Banker Hand in this sequence, Player Hand -> Banker Hand -> Player Hand -> Banker Hand.
• An optional Third Card may be dealt as according to the Dealing Rule. Player Hand has the priority to draw first if necessary.
• Both hands will be compared for the highest score to determine the winning hand.
• Players who bet on the winning hand will be paid according to the odds table.
• In the event of a tie game, bets on Player Hand or Banker Hand will be returned back.

Player Hand Dealing Rule

Player’s Hand Total Score	Decision
0 to 5	Player Hand Draws Third Card
6 to 7	Player Hand Stands
8 to 9	Natural, Player Hand Stands

Banker Hand Dealing Rule
If Player Hand stands and Banker Hand score is between 0 to 5, Banker Hand draws third card.
If Player Hand draws a third card, refer to below table.

Banker’s Hand Total Score	Banker Hand Draws Third Card if Player Hand Third Card Score is	Banker Hand Stands if Player Hand Third Card Score is
3	0, 1, 2, 3, 4, 5, 6, 7, 9	8
4	2, 3, 4, 5, 6, 7	0, 1, 8, 9
5	4, 5, 6, 7	0, 1, 2, 3, 8, 9
6	6, 7	0, 1, 2, 3, 4, 5, 8, 9
7	Banker Hand Stands
8, 9	Natural, Banker Hand Stands
0, 1, 2	Banker Hand Draws Third Card

Lucky Pair Rules
• Player Pair wins if first 2 cards of Player Hand is a pair. Likewise for Banker Pair wins, the first 2 cards of Banker Hand must be a pair.
• When first 2 cards of either hand is a pair, bets on Either Pair win. In the event of both hands are pairs, Either Pair only pays once.
• Players who bet on the correct Lucky Pair will be paid according to the Odds Table.
• Players must place a main game bet first OR Players are allowed to bet on any Lucky Pairs without betting on any main game bets.